Me and my partner are buying a 1 bedroom flat in Eye with a mortgage. We have a Eye solicitor, but the bank says she’s not on their "panel". It seems we have no choice but to use one of the bank panel conveyancing practices or retain our Eye conveyancer and pay for one of their panel lawyers to act for them. This seems very unfair; is there anything we can do?

No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Eye conveyancing lawyer to apply to be on the conveyancing panel.

It is a dozen years since I purchased my property in Eye. Conveyancing solicitors have just been retained on the sale but I am unable to locate the deeds. Will this jeopardise the sale?

Don’t worry too much. First there is a possibility that the deeds will be kept by your lender or they could be in the possession of the conveyancers who oversaw the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Eye involves registered property but in the unlikely event that your property is unregistered it is more problematic but is resolvable.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Eye?

There are many recorded licenced Conveyancers in Eye and Solicitor firms in Eye who provide Conveyancing services We would stress that the two are regulated professionals specialising in the legal work in transferring property. The two can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I am expecting a DIP from RBS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Eye solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Eye solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.

After shopping around on the internet I have found a Eye conveyancing practitioner having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?

Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Eye postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Eye.

I am looking to sell my house. My previous solicitors has retired. I am in need of a recommendation of a conveyancing firm. Im based in Eye if that makes a difference.

Please use our search tool to help you choose a solicitor for your conveyancing in Eye. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

My husband and I are purchasing a 2 bedroom apartmentin Eye with a loan from a bank. We have a conveyancer in Eye yet our mortgage company advise she’s not approved on their "panel". We have to appoint one of the our mortgage company panel firms or keep our Eye solicitor and incur the extra fees for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that our lender use our Eye lawyer?

Unfortunately,no. The bank home loan issued is subject to conditions, one of which will be that lawyers will on the bank's conveyancing panel. Until recently, most mortgage companies had large numbers of law firms on their panels, including many conveyancing solicitors in Eye : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.