Do I need to attend the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Frogmore so that I can attend their offices when needed.

Whereas this was necessary 12 years ago, most mortgage companies no longer need their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to provide ID documents and there are still manifest benefits to instructing a local ayer, in your situation a conveyancing solicitor in Frogmore.

I recently had an offer agreed on a house in Frogmore. My financial adviser suggested a solicitor. I paid an upfront payment of £225. Shortly after, the solicitor called me embarrassingly acknowledging that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I had an offer accepted on an apartment in Frogmore on 26/3/2024, valuation was booked 4 days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.

My offer on a property in Frogmore has been agreed to, but there is a chain. The vendors have offered on on an apartment, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have selected a high street conveyancing solicitor in Frogmore. What do I do now? When do I get the mortgage application with Virgin Money started?

It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of one thousand pounds, then survey, Frogmore conveyancing search fees, etc). First, you should ensure that your conveyancer is on the Virgin Money approved list. Regarding the next stages this very much depends on the uniqueness of your transaction, attraction to this property and on the state of the market. In a rising market some buyers would apply for a home loan with Virgin Money and pay for the valuation and only if it comes back ok would they ask their conveyancing practitioner to proceed with searches.

I used Arc property Solicitors several years ago for my conveyancing in Frogmore. I now require my papers however the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Frogmore of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

As co-executor for the will of my grandfather I am disposing of a house in Swansea but I am based in Frogmore. My conveyancer (approximately 200 miles awayneeds me to execute a stat dec prior to completion. Can you recommend a conveyancing solicitor in Frogmore to attest this legal document for me?

strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Frogmore based

Why is it not possible to complete my conveyancing in Frogmore on Good Friday?

Because on completion the money will pass between the banks of the buyer and owner’s property lawyer and at present this can only take place on a working day. So you can't complete on a weekend either.