I am selling my home in Hampden Pk. Will my conveyancing practitioner have to be on the Santander conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
A friend advised me that where I am buying in Hampden Pk I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Hampden Pk conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Hampden Pk around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hampden Pk Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information regarding Hampden Pk.
I have recentlybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Hampden Pk for a purchase of a freehold house 9 months ago. How can I establish that the property is registered correctly in the name of the previous owner?
The quickest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hampden Pk conveyancing specialists.
How does conveyancing in Hampden Pk differ for new build properties?
Most buyers of new build premises in Hampden Pk come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Hampden Pk tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hampden Pk or who has acted in the same development.
In surfing the world wide web for the term cheap conveyancing in Hampden Pk it brings up numerous solicitorslocally. How do I determine which is the right conveyancing solicitor for purchase transaction?
The ideal method of seeking a suitable conveyancer is through a personal referral, so ask friends and family who have bought a property in Hampden Pk or a local estate agent or mortgage broker. Charges for conveyancing in Hampden Pk vary, so it's advisable to obtain at least four costs illustrations from different property lawyers. Make sure that you know that the costs are assured not to increase.