It has come to my attention via my mortgage broker that my Seaford the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be certain if this is indeed the case?
You need to call your Seaford conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
What does my ID and proof of funds have anything to do with my conveyancing in Seaford? Why is this being asked of me?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the ID of the potential client they are dealing with before they can accept their conveyancing retainer. The Client Care letter that you need to sign will no doubt stipulate this. Your lender will also require certain documents to be checked. Where you refuse to provide ID verification documents, your solicitor would not be able to accept instructions from you.
I opted to have a survey completed on a house in Seaford before appointing solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some banks tend not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Seaford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Seaford to see if the conveyancing costs will increase in light of this.
In my capacity as executor for the will of my grandmother I am selling a property in Cardiff but reside in Seaford. My conveyancer (approximately 260 kilometers from meneeds me to sign a statutory declaration before the transaction finalising. Can you recommend a conveyancing lawyer in Seaford to witness this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Seaford based
I yesterday become aware that one of the directors of the solicitors handling the purchase conveyancing in Seaford is is the sister of the owners that we are purchasing from. Is this permitted?
Provided no conflict arises this is permitted. Where you are requiring mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements on this. For example for RBS - Direct Line as of 28/4/2024, the requirements read as follows :