We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Does this mean I have to use their panel solicitor as I would much rather instruct a Heathfield based conveyancing firm?

You should check but the chances are that appoint one of their panel solicitors should you accept the "fee-free" incentive. Contact the mortgage company and ask if they make available a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor near Heathfield.

We are purchasing a terrace house in Heathfield. Our aim is to carry out a loft conversion at the house.Will legal conveyancing on the property include investigations to determine if these alterations are prohibited?

Your conveyancer should check the registered title as conveyancing in Heathfield can occasionally identify restrictions in the title deeds which prohibit categories of changes or require the consent of a 3rd party. Many extensions need local authority planning consent and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.

We had selected conveyancers locally in Heathfield on the Lloyds solicitor panel. They have just billed me a supplemental charge for handling the Lloyds mortgage. Is this a supplemental conveyancing fee specified by Lloyds?

Provided it is contained in their Terms and Conditions or Quote then yes your conveyancing practitioner may levy a fee for this. This charge is not set by Lloyds but by your Heathfield property lawyer. Some firms on the Lloyds panel will charge ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.

Can I be sure that the Heathfield conveyancing solicitor on the RBS panel is any good?

When it comes to conveyancing in Heathfield obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor handling your transaction.

I'm purchasing a new build house in Heathfield with the aid of help to buy. The builders would not budge the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not disclose to my lawyer about the deal as it may jeopardize my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In what way does the Landlord & Tenant Act 1954 impact my business offices in Heathfield and how can you help?

The particular law that you refer to gives security of tenure to business leaseholders, giving them the legal entitlement to apply to court for a renewal lease and remain in occupation at the end of an expired lease. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Heathfield is one of the many areas of the UK in which the firms we work with are based

Are all Heathfield property lawyers on every bank conveyancing panel?

The Lexsure search tool on this page may be of use or you can pop into your high street bank branch in Heathfield. Chances are that they will know some good conveyancing solicitors in Heathfield