We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would much rather appoint a Mayfield based conveyancing firm?
Do check but the chances are that appoint one of their panel lawyers where you want the "fee-free" deal. Speak to the bank and determine if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Mayfield.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Mayfield?
Two types of professional can do conveyancing in Mayfield namely licenced conveyancers or solicitors. The two can handle the legal services that you need to complete the disposal or acquisition of property. Both are obliged to conduct Mayfield conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that the requirements and procedures should be accurately taken.
My wife and I purchasing a terrace house in Mayfield. The intention is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to ascertain if these works are permitted?
Your property lawyer will check the registered title as conveyancing in Mayfield can on occasion reveal restrictions in the title documents which prohibit categories of changes or require the consent of a 3rd party. Some additions need local authority planning permissions and approval in accordance building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
Two weeks ago we had a mortgage agreed in principle with Principality. Mayfield conveyancing solicitors were chosen. How long does it take for Principality to issue the offer to the conveyancer?
There is no definitive answer here. Have Principality done the survey? Have you informed Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We are selling our property in Mayfield and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any high street Mayfield conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used an online conveyancing outfit as opposed to a conveyancing solicitor in Mayfield. We have lived in Mayfield for many years we know that this is a non issue. Should we contact our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing firm already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who did the conveyancing in Mayfield 5 years ago are no longer around. Will I be able to sell the house?
Assuming the title is registered the details of your ownership will be documented by HMLR with a Title Number. It is possible to execute a search at the Land Registry, find your property and obtain current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
I am thinking of appointing a conveyancing practitioner in Mayfield for my remortgage. Is it possible to check a solicitor's record with the profession’s regulator?
Members of the public can read published Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator could monitor telephone calls for training reasons.