When does exchange of contracts take place for domestic conveyancing in Hedge End and Botley and am I required to attend the solicitors office?

If you are in close proximity to one of the conveyancing solicitors in Hedge End and Botley you are welcome to come in to sign contracts. That being said, the law practices we work with provide a national conveyancing service and provide as equally detailed and professional a job for you when dealing with you digitally. The signing of the sale agreement is not the important part. Signing on the dotted line is just a prerequisite for the solicitor to exchange contracts when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Hedge End and Botley)to be in the office available at the end of the phone to exchange contracts.

I have decided to exercise my right to buy my property in Hedge End and Botley off the council. I have a mortgage agreed with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

I am due to exchange contracts on my house. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Leeds Building Society are being problematic. The Hedge End and Botley solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?

It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Santander have agreed my mortgage in principle, my offer on a apartment in Hedge End and Botley has been agreed to, what are the next steps?

The property agent will want to be advised as to your lawyer's details (ensure that the property lawyers are on the lender’s panel). Telephone Santander or the broker and finish off any appropriate documentation. Santander will sellect a valuer who will get in touch with the estate agent or owners to schedule an appointment. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. Santander will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hedge End and Botley.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Hedge End and Botley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hedge End and Botley

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

I am looking for a flat up to £195,000 and identified one close by in Hedge End and Botley I like with a park and station nearby, however it's only got 49 years on the lease. There is not much else in Hedge End and Botley for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.

How simple is it to swap solicitor as I have to find one who is on the Yorkshire Building Society conveyancing list. I was using a high street conveyancing solicitor in Hedge End and Botley round the corner but she is not accepted by Yorkshire Building Society

We will our best to assist in finding you a conveyancing solicitor in Hedge End and Botley on the Yorkshire Building Society panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Hedge End and Botley. Using search facility on this page, you can contrast charges for conveyancing solicitors in Hedge End and Botley and beyond.