I have given 2 months notice to my current landlord and must vacate my rented flat in Warsash by 1/4/2026. Conveyancing on my purchase is progressing. Is it possible to complete in 5 weeks as don't want to have to find temporary accommodation?
The normal practice is not to give notice for your lease unless your lawyer suggests that you should. Assuming that you have not previously done so, notify to your conveyancer and request that they seek the assistance the other solicitors, try to an acceptable time-line that everyone will look towards
My property lawyer in Warsash is not listed on the Barnsley Building Society Conveyancing Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Barnsley Building Society list of approved lawyers?
The limited options open to you here include:
- Carry on with your existing Warsash lawyers but Barnsley Building Society will need to retain a lawyer on their list of acceptable firms. This will result in additional overall conveyancing charges and cause frustration.
- Choose a new solicitor to act in the conveyancing, not forgetting to check they are Convince your conveyancer to do everything within their powers to join the Barnsley Building Society conveyancing panel
Two weeks ago we had a mortgage agreed in principle with Virgin Money. Warsash conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
There is no definitive answer here. Have Virgin Money conducted the survey? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Warsash. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
Given that you are obtaining a mortgage with UBS your lawyer must follow the formal instructions contained in Section two of UK Finance Lenders’ Handbook for UBS. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to UBS where a lease does not satisfy these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Warsash.
I had an offer accepted on a house in Warsash on 24/12/2025, valuation was booked 3 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are a common cause of stalling in Warsash house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Local searches are unlikely to be the root cause of holding up conveyancing in Warsash.
When it comes to my conveyancing in Warsash should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Warsash conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancer's time in submitting the funds this way.