I'm in the process of swapping over from my current residential loan to a BTL Yorkshire Building Society mortgage. I was told by my financial advisor that I require a solicitor as part of the process. I got in contact with my former Warsash conveyancing firm who acted on my behalf when I first purchased the property. The fee calculation they've given of £575 plus disbursements is an eye-watering amount to do this as its a refinance than a sale or purchase.

The estimate fees are a bit high. If you are willing to spend time contrasting charges you may be able to get the conveyancing a bit cheaper by perhaps £100 plus VAT. That being said, providing that you were pleased with the assistance the firm provided you mightlive to regret choosing an an unknown conveyancer. Don't forget to be sure that the conveyancer can represent Yorkshire Building Society. You can employ our search tool to locate a Warsash conveyancing firm on the Yorkshire Building Society approved list of lawyers, which can often include conveyancing solicitors in Warsash.

I know that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Warsash? or I am told that there is an ancient law that could mean that owners of property residing in a parish church boundary will be compelled to pay for repairs towards the chancel within the church. Is this applicable for conveyancing in Warsash?

Unless a prior acquisition of the premises took place after 12 October 2013 you can assume that conveyancing practitioners conducting conveyancing in Warsash to remain recommending a chancel search and or chancel repair liability insurance.

I used Action Conveyancing several years ago for my conveyancing in Warsash. I now require my file but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Warsash of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Am I better off to go with a Warsash conveyancing practitioner in close proximity to the house I am hoping to buy? We have a good friend who can execute the conveyancing however they are based approximately 350miles away.

The primary upside of using a high street Warsash conveyancing practice is that you can attend the office to sign paperwork, deliver your ID and apply pressure on them where appropriate. They will also have local knowledge which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were happy that should outweigh using an unknown Warsash conveyancing lawyer just because they are local.

I am hoping to complete next month on a ground floor flat in Warsash. Conveyancing lawyers have said that they are sending me a report next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Warsash should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? You should be informed what is to be regarded as a Nuisance as far as the lease is concerned Additions to the premises What you can do if another leaseholder in the building is in violation of a provision in their lease? specifics of the parties to the lease, for example these could be the lessee, head lessor, freeholder

Leasehold Conveyancing in Warsash - Examples of Queries before Purchasing

Plenty Warsash leasehold properties will incur a service bill for maintenance of the block invoiced on behalf of the landlord. If you purchase the property you will have to meet this amount, normally in instalments throughout the year. This may be anything from two or three hundred pounds to thousands of pounds for large purpose-built buildings. In all probability there will be a ground rent to be met yearly, this is usually not a exorbitant figure, say around £25-£75 but you need to check it because sometimes it can be surprisingly expensive. Are there any major works anticipated that could add a premium to the service fees? Is there a share of the freehold?