We wanted to use a conveyancing solicitor in Jesmond for our house move. Our broker informed us that our bank The Royal Bank of Scotland won't deal with them. Why is this not regarded as unduly restrictive?

Lenders normally restrict either the type or the amount of conveyancing practices on their panel. Typical examples of such restriction(s) being that a law practice must have two or more partners. In addition to restricting the type of firm, a few banks have decided to limit the amount of firms they allow to represent them. Be aware that The Royal Bank of Scotland have no responsibility for the quality of advice provided by any member of The Royal Bank of Scotland Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of solicitor panels a few years ago even though there remains differing views concerning the level of solicitor engagement in some of that fraud. Statistics from the Land Registry reveal that hundreds of law firms, including some in or near Jesmond only conduct a couple conveyances per annum.

I am buying a house and the solicitor has mentioned Chancel Repair to which the house may be obligated to contribute to because it falls into the area of such a church. He has recommended insurance. Is this strictly required for conveyancing in Jesmond

Unless a prior acquisition of the property completed post 12 October 2013 you could expect conveyancing practitioners delivering conveyancing in Jesmond to remain encouraging a chancel search and or insurance against a claim.

3 months have elapsed since my purchase conveyancing in Jesmond completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

What does commercial conveyancing in Jesmond cover?

Commercial conveyancing in Jesmond incorporates a wide range of guidance, supplied by regulated solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

At what stage do I cover the costs of the Stamp Duty Land Tax chargeable for my purchase in Jesmond?

Your solicitor will complete a Land Transaction Return Form on your behalf during your Jesmond conveyancing transaction for signature. After completion your conveyancer will submit your Land Transaction Return Form to the Inland Revenue and - assuming they have the funds - discharge any tax bill due for you.