What does my ID and proof of funds have anything to do with my conveyancing in Whickham? Is this really necessary?

It is indeed that case that these requests have nothing to do with conveyancing in Whickham. However these days you can not complete any conveyancing process without first handing over evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Please note that if you are supplying your driving licence as proof of identification it needs to be both the paper element as well as the photo card part, one is not sufficient without the other.

Verification of your source of money is required in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancing solicitor will need to retain this information on file. Your Whickham conveyancing practitioner will require evidence of proof of funds before they are able to accept any funds from you into their client account and they should also ask further questions regarding the source of funds.

We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would much rather appoint a high street conveyancing solicitor in Whickham?

Do check but the chances are that give you one of their panel lawyers if you take up the "fee-free" incentive. Speak to the lender to check if they offer you a cash alternative. Some lenders have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Whickham.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Whickham? or Apparently there is historic law that could mean that homeowners living in a parish church boundary may be liable to contribute towards repairs to the chancel within the church. Is this applicable for conveyancing in Whickham?

Unless a previous purchase of the premises took place after 12 October 2013 you can take it that lawyers carrying out conveyancing in Whickham to continue to suggest a chancel search and or insurance against a claim.

I opted to have a survey completed on a house in Whickham in advance of instructing lawyers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies will not grant a loan on a flying freehold property.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Whickham. Conveyancing may be slightly more expensive based on your lender's requirements.

What is different about your site and alternative web based conveyancing brokers for conveyancing in Whickham?

At this site receive a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Whickham. Unlike many estate agents and brokerage sites we are not in the business of charging firms a commission if you instruct them for your home move in Whickham