My brother and I have recently acquired a property in Market Harborough. We have since encountered a number of issues with the property which we suspect were missed in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Market Harborough?

It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Market Harborough. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner answers a questionnaire called a Seller’s Property Information Form. answers is misleading, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Market Harborough.

We wanted to use a property lawyer in Market Harborough for our house purchase. Our broker has since advised us that our bank Bank of Scotland won't deal with them. Surely this is unduly restrictive?

A bank will require an approved conveyancer act for it. Borrowers are expected to bear the charges for this. Try using our database to choose a solicitor to conduct conveyancing in Market Harborough on the Bank of Scotland conveyancing panel.

What is your number one tip for finding a conveyancing solicitor in Market Harborough

We would encourage you not to go for the lowest Market Harborough conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.

Planning on purchasing a house in Market Harborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Market Harborough lawyer is on the Kent Reliance conveyancing panel.

Co-operative have agreed my home loan in principle, my bid on a flat in Market Harborough has been accepted, what happens next?

Your property agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Telephone Co-operative or your broker and finish off any relevant paperwork. Co-operative will appoint a valuer who will get in contact with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Co-operative will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Market Harborough.

Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Market Harborough?

Unless a previous acquisition of the premises completed post 12 October 2013 you may expect lawyers carrying out conveyancing in Market Harborough to remain encouraging a chancel search and or chancel repair liability insurance.

I am buying a new build house in Market Harborough benefiting from help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not reveal to my conveyancer about the extras as it will affect my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.