My lawyer in Moorgate is not listed on the Leeds Building Society Approved Panel. Can I still retain my family solicitor even though they are excluded from the Leeds Building Society list of approved lawyers?
The limited options available to you here include:
- Carry on with your existing Moorgate lawyers but Leeds Building Society will need to retain a lawyer on their list of acceptable firms. This will result in additional total conveyancing charges as well as cause delays.
- Find a new lawyer to act in the purchase, remembering to check they are Convince your conveyancer to do everything within their powers to join the Leeds Building Society conveyancing panel
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a house in Moorgate? or I am told that there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Moorgate?
Unless a previous acquisition of the property took place after 12 October 2013 you can take it that lawyers carrying out conveyancing in Moorgate to continue to recommend a chancel search and or insurance against a claim.
I'm remortgaging my primary property to a buy to let mortgage with Nottingham Building Society and intend to use the remaining equity as a down payment on a second property. The neighborhood we are interested in is Moorgate. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?
Do use our search tool on this page to check that the solicitors are approved by both lenders. Having checked that they are the lawyer should be able to tie up the two deals but you should have a chat with you solicitor and make apparent your desired outcome and requirements.
I own a leasehold flat in Moorgate. Conveyancing and Clydesdale mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Moorgate who previously acted has long since retired. Do I pay?
The first thing you should do is contact the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Moorgate conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
We have reached the end of our tether in seeking a lease extension in Moorgate. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a absentee freeholder or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to decide the price.
An example of a Lease Extension decision for a Moorgate property is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case was in relation to 2 flats. The unexpired term as at the valuation date was 72.39 years.
How does one remove a deceased person's name from the title deeds for a house in Moorgate?
Where a Moorgate property is jointly owned and one of the owners dies, their name will not automatically be removed from the title deeds. It is not necessary to remove their name as when it comes to a disposal you would simply be asked to supply proof why the co owner is not included in the conveyance, such as a grant of probate.
With the aim of making the sale conveyancing smoother for the sale of the property you may apply to have the deceased party removed from the title register by submitting an application to HM Land Registry with proof of the death. There is no fee from the Registry for this service.