We are about to sign contracts for a garden flat in New Barnet. We encountered a problem. The loan offer with Godiva Mortgages Ltd runs out on 10/7/2024 but the vendors are suggesting a completion date of 12/7/2024. Can one prolong the mortgage expiry date?
The best person to deal with your question is your lawyer who should determine if he or she is should be discussing with the mortgage company, seller’s representatives, property agents or indeed all parties taking into account what has happend in your conveyancing as of today.
My wife and I are close to exchanging contracts on the sale of our home in New Barnet and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers are using an internet conveyancing firm as opposed to a conveyancing solicitor in New Barnet. Having lived in New Barnet for many years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
The deeds to my home can not be found. The lawyers who did the conveyancing in New Barnet 5 years ago have long since closed. What are my options?
Assuming the title is registered the details of your proprietorship will be held by the Land Registry with a Title Number. It is easy to perform a search at the Land Registry, locate your house and secure up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases retain a file copy of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. New Barnet is where the house is located. Can you shed any light on this issue?
Flying freeholds in New Barnet are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside New Barnet you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Barnet may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the will of my grandmother I am disposing of a house in Cardiff but reside in New Barnet. My lawyer (based 300 kilometers awayneeds me to sign a statutory declaration before completion. Can you recommend a conveyancing solicitor in New Barnet who can attest this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are New Barnet based