I am hoping to complete my purchase in Temple Fortune next Friday. My solicitor now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not unique to conveyancing in Temple Fortune.

Do I need to take out insurance to cover chancel repairs when purchasing a residence in Temple Fortune?

Unless a prior acquisition of the premises completed after 12 October 2013 you could take it that solicitors carrying out conveyancing in Temple Fortune to continue to advocate a chancel search and or chancel repair liability insurance.

The estate agent has sent us the confirmation of our purchase of a new build flat in Temple Fortune. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Temple Fortune

Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

My husband and I are novice buyers - had an offer accepted, but the agent informed us that the vendor will only proceed if we use the agent's chosen solicitors as they need a ‘quick sale’. My instinct tells me that we should use a family solicitor with experience of conveyancing in Temple Fortune

It is improbable the sellers are behind this. If they require ‘a quick sale', turning down a genuine buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the sellers and make sure they understand (a)you are serious buyers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you are going to use your own,trusted Temple Fortune conveyancing firm - not the ones that will earn their estate agent a introducer fee or achieve conveyancing thresholds set by head office.

Can a conveyancer remove a person from the title of my home in Temple Fortune ?

Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer