The North Ockendon conveyancing firm handling our North Ockendon conveyancing has uncovered a discrepancy when comparing the surveyor’s assumptions in the home valuation report and what is in the legal papers for the property. My solicitor says that he needs to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance legitimate?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

What will a local search tell me regarding the house we're purchasing in North Ockendon?

North Ockendon conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company such as Searches UK The local search plays a central part in many a North Ockendon conveyancing purchase; as long as you don’t want any nasty once you have moved into your property. The search will provide information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

I have justfound out that Arc property Solicitors have closed. They carried out my conveyancing in North Ockendon for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of North Ockendon conveyancing specialists.

I'm buying my first flat in North Ockendon with the aid of help to buy. The sellers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not to tell my solicitor about the deal as it may put at risk my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in last month in what should have been a quick, no chain conveyancing. North Ockendon is the location of the property. Can you shed any light on this issue?

Flying freeholds in North Ockendon are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in North Ockendon you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Ockendon may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.