We are planning to acquire a house and require a conveyancing solicitor in Chafford Hundred who is on the TSB solicitor panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Chafford Hundred.

I am purchasing a new build house in Chafford Hundred benefiting from help to buy. The developers refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not reveal to my solicitor about the side-deal as it may affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a ground for flat up to £245,000 and identified one near me in Chafford Hundred I like with amenity areas and railway links nearby, the downside is that it's only got 49 years on the lease. I can't really find anything else in Chafford Hundred in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you need a home loan the shortness of the lease may be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

Do I need to be suspicious that estate agents that I am dealing with are recommending a web based conveyancing firm rather than a local Chafford Hundred conveyancing practice?

As with many service providers, often recommendations from relatives can be most helpful. Nevertheless there are lots of players in a conveyancing deal; estate agents, mortgage brokers and mortgage companies might all put forward conveyancers to retain. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but occasionally there is an underlying financial incentive behind the endorsement. You have the right to select your own lawyer. However, bear in mind that some lenders specify a panel list of law firms you have to use for the lender related work in your conveyancing.

I am using a search engine for the words cheap conveyancing in Chafford Hundred it reveals many solicitorsin the area. How do I determine which is the suitable conveyancing solicitor for the sale of my house?

The best method of seeking a suitable conveyancer is via trusted testimonial, so seek the counsel of friends and those you trust who have purchased a property in Chafford Hundred or a reputable estate agent or mortgage broker. Fees for conveyancing in Chafford Hundred vary, so it's sensible to request at least three costs illustrations from different conveyancers. Be sure to obtain confirmation what costs in the quote includes.