We note that you have a post code search directory identifying law firms on the Bank of Ireland conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Gravesend?

We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gravesend.

I'm purchasing a new build house in Gravesend with a loan from HSBC Bank. The sellers refused to move on the price so I negotiated £7000 of additionals instead. The house builders rep advised me not inform my solicitor about the deal as it may put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my primary home to a BTL mortgage with Clydesdale and intend to use the remaining equity towards a second property. The location we are talking about is Gravesend. Will your lawyers be able to act for the two mortgage companies and link together the conveyances?

Make use of our search tool on this page to be sure that the solicitors are approved by both mortgage companies. Having checked that they are the conveyancer will be able to tie up the two conveyancing matters but you should have a chat with you lawyer and make apparent your expectations and requirements.

My uncle has suggested that I instruct his lawyers for conveyancing in Gravesend. Should I choose my own property lawyer?

Much as we are happy to recommend a Gravesend conveyancing lawyer the best way to find a conveyancing solicitor is to have recommendations from friends or relatives who have used the firm that you are contemplating using.

Our conveyancing solicitor in Gravesend has informed me that he requires identification documents asserting that this is part of his retainer as a conveyancer on the lender Solicitor panel. This is news to me - can I refuse?

Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the bank. This is not specific to conveyancing in Gravesend