Having been suggested to visit your service we were going to go ahead with a conveyancing solicitor in Northfleet endorsed by you but have come across alternative estimates via the web look less expensive – how come?

There are lots of solicitors offering theoretically looks to be very low prices. You should give due consideration about how important this transaction is to you that want to be penny wise pound foolish concerning the standard of the legal work. Many of them accentuate a cheap fee to tease you but hide extra charges in the small print..

What will a local search inform me concerning the property my wife and I buying in Northfleet?

Northfleet conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for instance Xpress Legal The local search plays an important part in many a Northfleet conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

Are there restrictive covenants that are commonly picked up during conveyancing in Northfleet?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Northfleet. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm buying my first flat in Northfleet benefiting from help to buy. The developers would not move on the price so I negotiated £7000 of extras instead. The estate agent advised me not to tell my lawyer about the side-deal as it will impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £195,000 and found one close by in Northfleet I like with open areas and railway links in the vicinity, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Northfleet for this price, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan the remaining unexpired lease term will be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.