Why do I have to pay up front for conveyancing in Snodland?

If you are buying a property in Snodland your lawyer will ask you to provide them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the deposit is as part of the total price then this should be asked for shortly ahead of exchange of contracts. The closing balance that is due should be sent to your lawyer a couple of days ahead of the day of completion.

My brother-in-law has suggested I instruct a conveyancing solicitor in Snodland. I I am struggling to find out if they are accepted on the Birmingham Midshires approved list of lawyers. Can you advise?

The first thing to do is e-mail the solicitor and ask them whether they are on the lender panel. Alternatively you can call Birmingham Midshires who may be able to confirm.

My aunt pointed out to me me that in buying a property in Snodland there could be a number of restrictions limiting what one can do in terms of external changes to the property. Is this right?

There are anumerous of properties in Snodland which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Snodland should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Can you help - my lawyer advises that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Snodland?

The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.

Two weeks ago we had a mortgage agreed in principle with Clydesdale. Snodland conveyancing solicitors were appointed. How long does it take for Clydesdale to send the offer to the solicitor?

Some lenders take longer than others. Have Clydesdale conducted the survey? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Should our solicitor be asking questions concerning flooding as part of the conveyancing in Snodland.

Flooding is a growing risk for lawyers carrying out conveyancing in Snodland. There are those who buy a house in Snodland, fully aware that at some time, it may suffer from flooding. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Conveyancers are not qualified to offer advice on flood risk, but there are a numerous searches that may be carried out by the purchaser or by their solicitors which can give them a better understanding of the risks in Snodland. The standard property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to discover whether the property has ever been flooded. If the property has been flooded in past and is not disclosed by the owner, then a buyer could issue a legal claim for losses resulting from an misleading response. The purchaser’s lawyers should also commission an environmental report. This should reveal if there is a recorded flood risk. If so, additional investigations should be made.

As co-executor for the will of my grandfather I am selling a house in Monmouth but I am based in Snodland. My lawyer (based 235 kilometers awayrequires that I execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Snodland to attest and place their company stamp on the document?

strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Snodland based