IfI were to buy a freehold housein Meopham mortgage fee and have no survey and no local authority searches how much should I expect to have to pay for conveyancing in Meopham?

Any savings you would make will be isolated to the disbursement for searches. The conveyancing practitioner still be obliged to do everything else - money laundering, liaising with the sellers conveyancer, stamp duty return, register the ownership etc. A slight saving might be made by not needing to register a charge however it will not be meaningful.

My mortgage company has suggested solicitors on their panel based in Meopham but I would rather choose a conveyancing lawyer in Meopham or nearer to where I live. Can you help?

Not all Meopham conveyancing practices are listed all banks conveyancing panel. Do make the most of the above search tool to choose a Meopham conveyancing firm on the on the bank panel.

2 months have elapsed following my purchase conveyancing in Meopham completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Meopham differ for new build properties?

Most buyers of new build or newly converted property in Meopham come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is constructed. This is because builders in Meopham usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Meopham or who has acted in the same development.

I have been on the look out for a flat up to £245,000 and identified one near me in Meopham I like with amenity areas and station in the vicinity, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Meopham in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?

If you require a mortgage the remaining unexpired lease term will likely be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.