The Pitstone conveyancing firm handling our Pitstone conveyancing has spotted a difference when comparing the assumptions in the valuation report and what is in the title deeds. My lawyer says that he needs to check that the bank is happy with this discrepancy and is still content to lend. Is my conveyancer’s approach right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
My aunt passed away last year and as sole heir and executor I was left the house in Pitstone. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Bank of Ireland will require that you use a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
How simple is it to switch conveyancer as I need to select a firm on the Aldermore conveyancing panel. I hired a family conveyancing solicitor in Pitstone round the corner but he is not accepted by Aldermore
We will our best to assist in finding you a conveyancing solicitor in Pitstone on the Aldermore panel. Please note that the property lawyers that we on the directory do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Pitstone. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Pitstone.
I need to retain a conveyancing solicitor for sale conveyancing in Pitstone. I've chance upon a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Been reading online that Pitstone solicitors are more costly than Pitstone conveyancers in Pitstone when it comes to buying a house. So is it better if I use a conveyancer or a solicitor where I am purchasing a house in Pitstone.
When it comes to conveyancing in Pitstone the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.