About to purchase a new build flat in Pontcanna. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Pontcanna

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

Due to the guidance of my in-laws I had a survey completed on a house in Pontcanna in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies will not give a mortgage on this type of property.

It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pontcanna. Conveyancing may be slightly more expensive based on your lender's requirements.

Should I be concerned that estate agents that I am dealing with are encouraging me to use an internet conveyancing firm rather than a local Pontcanna conveyancing company?

As is the case with many service providers, often referrals from relatives can be worth their weight in gold. Nevertheless there are lots of parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and mortgage companies may recommend lawyers to use. On occasion these solicitors might be known to one of the organisations as being good in their field, but sometimes there might be a commercial relationship behind the endorsement. You have the discretion to choose your preferred conveyancer. You need to be aware that most lenders specify a panel list of conveyancers you are obliged to use for the lender aspect of your transaction.

I need to find a conveyancing solicitor for purchase conveyancing in Pontcanna. I happened to chance upon a web site which seems to have the perfect answer If there is a chance to get all this stuff completed via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

My hope is to purchase a garden flat in Pontcanna. Conveyancing lawyer has been awaiting, from the owner, building insurance schedule. I was told today I was informed that the seller needs to send the insurance schedule for the flat above also. Why does my solicitor want to review the insurance for the other flat? Is it really required? We have been in hold for the previous month…

It is not impossible in leasehold conveyancing in Pontcanna to discover Conveyancing in Pontcanna in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats as opposed to the landlord insuring the complete property - which is definitely better. Do contact your solicitor but it would appear that your lawyer is attempting to verify that the complete building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be reinstated as a result of lack of insurance cover.