My IFA says he needs my Roath solicitor’s panel reference for the Nat West conveyancing panel. Can you suggest how I obtain this. I have called my local Roath branch but they have not responded to me.
The sensible thing to do is ask for this information from your Roath lawyer . Most Roath law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
My wife and I are purchasing a brand new duplex in Roath and my lawyer is informing me that she is duty bound to the bank to reveal incentives from the builder. I am nearing the developer’s deadline to exchange and I would rather not prolong deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Why do I have to pay up front for conveyancing in Roath?
Where you are retaining lawyers for conveyancing in Roath your solicitor will request that you place them with funds to cover the the cost of the conveyancing searches. Normally this is called for to cover the fees of the Local Authority Search. When the down payment is as part of the total price then this should be needed immediately prior to contracts are exchanged. Any further balance that is needed should be sent to your lawyer a few days ahead of the day of completion.
We are purchasing a apartment in Roath. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to deposit our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is your number one tip for choosing a conveyancing solicitor in Roath
Do not opt for the cheapest Roath conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
I recently had an offer agreed on an apartment in Roath. My financial adviser recommended their conveyancers. I paid an upfront payment of £175. A few days later, the conveyancer contacted me to say that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have justbeen informed that Action Conveyancing have closed. They conducted my conveyancing in Roath for a purchase of a leasehold flat 12 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Roath conveyancing specialists.