Can the conveyancing practitioners Indexed on your site handle auction conveyancing in Rumney?
We know of a number of auction lawyers we can connect you with those who can conduct auction conveyancing. Rumney is one of hundreds of locations where our lawyers cover.
We hope to to purchase with Coventry BS. I called into a couple of high street firms but am unable to find a Rumney conveyancing firm on the Coventry BS approved list. Please you assist?
You should take advantage of the find a lender approved solicitor tool on this page. Please choose the lender and type Rumney or your preferred area and you will see numerous solicitors located in Rumney or nearest you.
Two weeks ago we had a mortgage agreed in principle with HSBC. Rumney conveyancing solicitors have been selected. How long does it take for HSBC to send the offer to the solicitor?
There is no definitive answer here. Have HSBC done the survey? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Nationwide have agreed my mortgage in principle, my bid on a property in Rumney has been agreed to, what happens next?
Your estate agent will need to be informed of your conveyancing practitioner's details (ensure that the conveyancing practitioners are on the lender’s approved list). Call up Nationwide or your broker and finalise any outstanding documentation. Nationwide will sellect a valuer who will get in touch with the selling agent or owners to schedule an appointment. Once carried out (assuming no problems) it takes on average a fortnight to get a mortgage offer. Nationwide will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Rumney.
Our offer on a house in Rumney has been accepted, but there is a chain. The owners have offered on somewhere, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have selected a nearby conveyancing solicitor in Rumney. What should be my next step? At what stage should I apply for the mortgage with RBS?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx one thousand pounds, then survey, Rumney conveyancing search fees, etc). First, you should check that your lawyer is on the RBS approved list. As to the next phase this very much depends on the circumstances of your transaction, attraction to this property and on the state of the market. In a rising market some purchasers would apply for a home loan with RBS and arrange for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who did the conveyancing in Rumney 10 years ago have long since closed. What do I do?
You no longer need to hold title official documentation to prove you own the land or premises, given that the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Rumney is the location of the property. Can you shed any light on this issue?
Flying freeholds in Rumney are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rumney you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rumney may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.