At what point will exchange of contracts occur in domestic conveyancing in Splott and do I need to attend the conveyancers branch?
Where you are near to one of the conveyancing solicitors in Splott you are invited in to sign the paperwork. However, the law practices we work with offer countrywide coverage for conveyancing and give as equally comprehensive and professional a job for you when dealing with you by post or email. The executing of the purchase agreement is not when everything is set in stone. Signing on the dotted line simply enables the firm to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Splott)to be in the office available at the end of the phone to exchange contracts.
I just bought a flat at auction in Splott. Conveyancing is needed. What are my next steps?
Given that you are now legally committed yourself to purchase you should find a conveyancing solicitor as a matter of urgency as you are facing a pending deadline in which to complete the transaction. Every auction property will have a bespoke auction set of papers. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must give this to the solicitor working for you as soon as possible. You also need to ensure that your finances are organised to complete on the on the contractual date .
Please help - my lawyer advises that missing deeds insurance is necessary on my purchase. What is the level of cover for Splott conveyancing?
The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Splott conveyancing practitioner on the Kent Reliance panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
I am close to exchanging contracts on the sale of our house in Splott and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the purchasers used a factory type conveyancing practice as opposed to a conveyancing solicitor in Splott. Having lived in Splott for three years we know that this is a non issue. Do we contact our local Authority to obtain clarification that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Splott is the location of the property. What do you suggest?
Flying freeholds in Splott are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Splott you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Splott may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I note that you have a post code search directory identifying law firms on the lender conveyancing panel. Do Splott conveyancing companies pay you a commission if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Splott.