My lawyer has informed me that absentee landlord insurance is needed on my purchase. What is the level of cover for Rhiwbina conveyancing?

The right level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Norwich and Peterborough Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.

Is it correct that all Rhiwbina CQS (Conveyancing Quality Scheme) solicitors are on the Lloyds conveyancing list of approved firms?

It is true that some banks and building societies now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.

I am buying a property in Rhiwbina. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nationwide be concerned?

As you are obtaining a mortgage with Nationwide your lawyer must comply with the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Nationwide. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease fails to satisfy these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not isolated to Rhiwbina.

I have been on the look out for a flat up to £235,500 and identified one near me in Rhiwbina I like with open areas and station in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in Rhiwbina suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.

Given that I am about to spend over three hundred thousand on 3 bedroom house in Rhiwbina I wish to talk to a lawyer about myhouse move in advance of giving the go ahead to the firm. Is this something that you can arrange?

This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be carrying out your property ownership legalities in Rhiwbina.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter reference. The solicitors that we put you in touch with believe that the fees you are provided with for residential conveyancing in Rhiwbina should be the figure that you are charged.

In scouring the web for the words conveyancing in Rhiwbina it reveals numerous conveyancerslocally. How do I determine which is the suitable conveyancing solicitor for my move?

The ideal method of finding the right conveyancer is through a trusted testimonial, so enquire of friends and family who have acquired a property in Rhiwbina or a local estate agent or mortgage broker. Fees for conveyancing in Rhiwbina differ, so it's advisable to obtain a minimum of four costs illustrations from varying types of solicitors. Dont forget to clarify what costs in the quote includes.

I require the services of a bank panel solicitor in Rhiwbina. Can you assist?

It is not clear why you need a Rhiwbina panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Rhiwbina are on their panel . If you do find such a firm in Rhiwbina not listed please direct them to our site to list. After all the cost is only one £1 a month