My partner and I are acquiring our first home. Our lawyer has texted usto ask if we want to take out extra conveyancing searches. We are really unsure what's appropriate for conveyancing in Radyr

The scope of Radyr conveyancing searches depends entirely on the premises, the location, the possibility of any of these risks, your knowledge of the area and risks, your general attitude to risk. What matters is that you properly appreciate what information each search could supply. Then you can decide if you consider that you need that information. Where you are uncertain, ask the solicitor to recommend.

Are the Radyr conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?

Radyr conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.

I just acquired a house at auction in Radyr. Conveyancing is necessary. What is next?

Given that you have now legally bound yourself to purchase you must instruct a conveyancing practitioner soon as you now have a pending a fixed date to complete the purchase. Every auction property will have a bespoke auction pack. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the legal papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You need to hand this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds in order to complete the transaction on the set completion date.

We are getting a further advance on our mortgage from Clydesdale as we want to conduct improvements to our property in Radyr. Are we obliged to appoint a nearby Radyr solicitor on the Clydesdale conveyancing panel to handle the legals?

Clydesdale don't usually require firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale list.

We expect to receive a DIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any Radyr solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Radyr solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.

Should our conveyancer be asking questions regarding flooding during the conveyancing in Radyr.

The risk of flooding is if increasing concern for lawyers dealing with homes in Radyr. Plenty of people will acquire a house in Radyr, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Solicitors are not best placed to give advice on flood risk, but there are a number of searches that may be undertaken by the buyer or by their conveyancers which can figure out the risks in Radyr. The standard property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard inquiry of the owner to discover if the property has historically flooded. If flooding has previously occurred and is not disclosed by the vendor, then a buyer may bring a compensation claim as a result of such an misleading response. A buyer’s conveyancers should also commission an enviro search. This should higlight if there is any known flood risk. If so, additional inquiries will need to be initiated.

What makes your site different to alternative online quote calculators for conveyancing in Radyr?

At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Radyr. As opposed to estate agents and brokerage sites we do not have commission arrangements with solicitors. Some agents and online brokers 'recommend' solicitors that pays the most commission, not the best value conveyancing in Radyr