It has come to my attention via my IFA that my Peterston Super Ely lawyer is not on the lender Solicitor panel. How can I check?

The first thing you need to do is to call your Peterston Super Ely lawyer directly. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.

We note that you have a post code search directory identifying solicitors on the Co-operative conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Peterston Super Ely?

We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Peterston Super Ely.

We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel conveyancer as I would prefer to instruct a Peterston Super Ely based conveyancing firm?

Do check but the the probability is that allocate you one of their panel solicitors where you want the "fee-free" incentive. Contact the bank to check if they allow a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor in Peterston Super Ely.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Peterston Super Ely?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Peterston Super Ely. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm purchasing a new build house in Peterston Super Ely with the aid of help to buy. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not reveal to my solicitor about this extras as it would adversely affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.