Will our lawyer be asking questions about flooding during the conveyancing in Pudsey.

Flooding is a growing risk for solicitors conducting conveyancing in Pudsey. Plenty of people will buy a property in Pudsey, completely aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not qualified to give advice on flood risk, however there are a various searches that can be carried out by the purchaser or on a buyer’s behalf which will figure out the risks in Pudsey. The standard completed inquiry forms supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the owner to discover whether the premises has ever been flooded. If flooding has previously occurred and is not disclosed by the owner, then a buyer could issue a compensation claim as a result of such an misleading response. A buyer’s solicitors may also conduct an environmental search. This will disclose whether there is any known flood risk. If so, additional investigations will need to be conducted.

Me and my brother own a renovated Georgian house in Pudsey. Conveyancing lawyer acted for me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pudsey and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing lawyer who conducted the conveyancing.

I am buying a new build flat in Pudsey. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Pudsey

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are surveyor prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.

Over the last few months I have been searching for a leasehold apartment up to £305k and identified one close by in Pudsey I like with open areas and transport links nearby, the downside is that it only has 61 years on the lease. There is not much else in Pudsey in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will be an issue. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.

What makes your site different to other web based conveyancing solicitors when it comes to conveyancing in Pudsey?

At this site get a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Pudsey. As opposed to estate agents and brokerage sites we do not charge firms a commission if you instruct them for your property ownership legalities in Pudsey