Our solicitor has uncovered a a problem with the lease for the apartment we are buying in Pudsey. The other side have suggested title insurance as a solution. We are happy with insurance and will cover the costs. Our solicitor says that he must ensure that the mortgage company is content with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancer will have no choice but to discontinue acting for you.

Will our solicitor be raising questions concerning flooding as part of the conveyancing in Pudsey.

Flooding is a growing risk for solicitors dealing with homes in Pudsey. There are those who buy a property in Pudsey, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not qualified to impart advice on flood risk, however there are a various searches that may be undertaken by the buyer or on a buyer’s behalf which will figure out the risks in Pudsey. The standard property information forms given to a buyer’s lawyer (where the Conveyancing Protocol is adopted) includes a usual question of the seller to discover if the premises has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the vendor, then a buyer may issue a legal claim for losses resulting from an misleading reply. A buyer’s conveyancers will also commission an enviro report. This should disclose if there is a recorded flood risk. If so, further investigations should be carried out.

It has been 4 months since my purchase conveyancing in Pudsey concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Is there anything unique about your site and alternative web based conveyancing brokers for conveyancing in Pudsey?

At this site secure a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Pudsey. Unlike many estate agents and brokerage sites we do not have kick-back arrangements with solicitors. A large number of agents and online brokers 'recommend' the firm that pays the highest commission, as opposed to the best value conveyancing in Pudsey

Can you set out the extent of conveyancing dealt with by Pudsey conveyancing organisations?

The majority of Pudsey conveyancing practices can provide a wide array of legal advice to residential and rural land proprietors, sellers, buyers, landlords and tenants such as:

Home sale conveyancing in Pudsey and beyond Property purchase conveyancing in Pudsey and further afield Acting for landlords and seeking possession against tenants, licensees or squatters in and outside of Pudsey Complex property law issues New Build Full and Part Exchange Property related matters resulting from relationship breakdown.