My wife and I are downsizing from our property in Saffron Walden and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Saffron Walden conveyancer would know that there is no such problem. It does beg the question why the buyers are using a web based conveyancing firm as opposed to a conveyancing solicitor in Saffron Walden. We have lived in Saffron Walden for 4 years we know that this is a non issue. Should we get in touch with our local Authority to get confirmation that there is no issue.

It would appear that you have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I am buying my first flat in Saffron Walden with a loan from Birmingham Midshires. The sellers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not to tell my solicitor about the deal as it will put at risk my mortgage with Birmingham Midshires. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one near me in Saffron Walden I like with amenity areas and railway links nearby, the downside is that it's only got 51 years on the lease. I can't really find anything else in Saffron Walden for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage that many years will likely be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

How can the Landlord & Tenant Act 1954 affect my commercial premises in Saffron Walden and how can your lawyers assist?

The 1954 Act provides protection to commercial leaseholders, giving them the dueness to make a request to court for a new lease and remain in occupation when the lease comes to an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and help with commercial conveyancing in Saffron Walden

I need to retain a conveyancing solicitor for leasehold conveyancing in Saffron Walden. I have land on a web site which appears to be the ideal answer If it is possible to get all this stuff completed via email that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?