Please could you recommend a Skipton Building Society allowed Stanwick conveyancing practice finish our home move within a very limited time frame? Would it be better to use a high street Stanwick solicitor or a factory type firm?

We can recommend some very good Stanwick conveyancing firms. Another option is to visit the main road in Stanwick. Go in to a couple of law practices and request to see a conveyancing solicitor for a fee estimate. Explain your time frames together with the reasons and ask for a commitment on speed. Select the lawyer that appears most efficient.

Do I have to visit the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Stanwick so that I can attend their offices when needed.

Most conveyancing panel lawyers for banks undertake all of the communications through the post, internet or over phone calls. This means that they can undertake the legal work for your home move no matter where you live in England or Wales. That being said you should check if you have the option of visiting the offices of your conveyancing lawyer if you prefer.

Me and my partner are buying a apartment in Stanwick. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit our life savings into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

If you had a top tip for choosing a conveyancing solicitor in Stanwick what would it be?

We would encourage you not to go for the cheapest Stanwick conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

I am purchasing a property in Stanwick. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?

As your lender is Aldermore your lawyer must follow the formal instructions contained in Section 2 of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook stipulates minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Aldermore where a lease does not satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Stanwick.

I opted to have a survey done on a property in Stanwick prior to instructing solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some lenders may not issue a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Stanwick. Conveyancing may be slightly more expensive based on your lender's requirements.

If all goes to plan we aim to complete our sale of a £150,000 apartment in Stanwick next week. The landlords agents has quoted £336 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is the landlord entitled to charge such fees for a flat conveyance in Stanwick?

Stanwick conveyancing on leasehold apartments often involves the purchaser’s conveyancer sending questions for the landlord to answer. Although the landlord is under no legal obligation to answer these enquiries most will be willing to assist. They are entitled to charge a reasonable administration fee for answering enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is £350, in some transactions it is above £800. The administration charge invoiced by the landlord must be sent together with a summary of entitlements and obligations in respect of administration charges, otherwise the charge is technically not due. In reality you have no option but to pay whatever is requested of you if you want to sell the property.

Leasehold Conveyancing in Stanwick - A selection of Queries Prior to Purchasing

For many Stanwick leaseholds the cost for major works tend not to be wrapped into the service charges, although there some managing agents in Stanwick ask tenants to contribute towards a sinking fund and this is used to offset against major repairs or maintenance. Does this lease have in excess of 82 years remaining? Does the lease have onerous restrictions?