I am looking for value for money property lawyer. Do I opt for a web based conveyancer rather than a family Stockton Heath conveyancing lawyer?

Stockton Heath is a unique place, where regional experience helps. The laid-back lifestyle has an upside – just not when it comes to your conveyancing. The solicitors that we recommend possess well rounded Stockton Heath insight with a positive, can doapproach that ensures the conveyancing to progress without drama. It is a distinct advantage where they can make use of well established relationships with mortgage brokers, local authorities, surveyors and other Stockton Heath conveyancing firms

AssumingI were to buy a simple residential propertyin Stockton Heath for cash and dispense with a survey and no local authority searches how much could I expect to to save on my conveyancing in Stockton Heath?

The only saving you would make on is the costs for searches. The lawyer still be obliged to do everything else - money laundering, communicating with your vendors lawyer, SDLT return, register the title etc. A slight saving might be made by not having to register a mortgage but it will not be significant.

I have been on the look out for a flat up to £305k and identified one round the corner in Stockton Heath I like with a park and railway links nearby, however it's only got 52 remaining years left on the lease. I can't really find anything else in Stockton Heath for this price, so just wondered if I would be making a mistake buying a short lease?

If you require a mortgage that many years will be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

I am thinking of appointing a conveyancing lawyer in Stockton Heath for my remortgage. Is there any facility to review a solicitor's record with the profession’s regulator?

Members of the public can read presented Solicitor Regulator Association (SRA) decisions stemming from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may monitor call for training reasons.

I have miscalculated my finances and am a few grand short a 10% deposit on my house purchase in Stockton Heath , but I still want to proceed. What can I do?

One option is to try and agree a lower deposit. Most sellers will accept a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute