My friend advised me that where I am buying in Atherton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Atherton conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Atherton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Atherton Education with maps and statistics, Local Amenities and other useful information regarding Atherton.
The deeds to my house can not be found. The solicitors who handled the conveyancing in Atherton 10 years ago are no longer around. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your conveyancer should know precisely where to locate all the suitable paperwork so you may purchase or dispose of your property without a hitch. Where copies are not available, your lawyer can put in place insurance or indemnities against possible claims on the premises.
How does conveyancing in Atherton differ for newly converted properties?
Most buyers of new build property in Atherton approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is finished. This is because developers in Atherton usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Atherton or who has acted in the same development.
Over the last few months I have been searching for a flat up to £235,500 and found one round the corner in Atherton I like with amenity areas and transport links in the vicinity, the downside is that it's only got 49 years unexpired on the lease. I can't really find anything else in Atherton in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the shortness of the lease will be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
In searching the world wide web for the term on line conveyancing in Atherton it brings up many solicitorslocally. How do I determine which is the right conveyancer for the sale of my house?
The best way of choosing the right conveyancer is via trusted recommendation, so seek the opinion of colleagues and relatives who have acquired a property in Atherton or the respected estate agent or financial adviser. Charges for conveyancing in Atherton differ, so it's a good idea to secure at least three estimates from varying types of property lawyers. Be sure to seek confirmation that the costs are assured not to increase.