Our lender has recommended a law firm on their panel based in Teddington but I would rather instruct a conveyancing lawyer in Teddington local to me. Are you able to help?
Far from all Teddington conveyancing solicitors are on all lender’s conveyancing panel. Use our find an approved solicitor tool to identify a Teddington conveyancing conveyancer on the on the mortgage company panel.
Is it correct that all Teddington CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing list of approved solicitors?
Some major banks and building societies now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
My fiancee and I are in the throws of looking at houses in Teddington and I am now considering a potential offer. Should I already have a property lawyer in place at this point? I am planning to take a mortgage with Virgin Money.
It would be advisable to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are getting a mortgage with Virgin Money, make sure you remember to check that your lawyer is on the Virgin Money conveyancing panel.
Completion of my purchase has taken place for my property in Teddington. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
What will a local search inform me concerning the house my wife and I purchasing in Teddington?
Teddington conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as PSG The local search is essential in every Teddington conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search will provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
How does the Landlord & Tenant Act 1954 impact my business property in Teddington and how can you help?
The particular law that you refer to gives a safeguard to commercial tenants, giving them the a statutory right to apply to court for a new lease and remain in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and handle your commercial conveyancing in Teddington
I have chosen a Teddington conveyancing solicitor for our home move (novice purchasers) and have noticed in the terms and conditions that they are not covered by the Financial Conduct Authority. Am I right to be worried or is that usually the case with property lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. They should be regulated by the SRA, who have stringent laws regulating monies sitting in their bank.