My husband and I are buying a 1 bedroom apartment in Thames Ditton with a mortgage. We like our Thames Ditton lawyer, but the lender advise she’s not on their "panel". We have to appoint one of the lender panel solicitors or keep our Thames Ditton conveyancer as well as pay for one of their panel firms to act for them. We regard this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Thames Ditton conveyancing solicitor to apply to be on the conveyancing panel.
Last January we completed a house move in Thames Ditton. We have since encountered a number of issues with the property which we believe were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Thames Ditton?
The question is not clear as to the nature of the problems and if they are specific to conveyancing in Thames Ditton. Conveyancing searches and due diligence undertaken as part of the buying process are supposed to help avoid problems. As part of the process, a seller fills in a form known as a Seller’s Property Information Form. answers is misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Thames Ditton.
Do I need to pay for insurance to address the risk of chancel repairs when buying a house in Thames Ditton?
Unless a previous purchase of the property completed after 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Thames Ditton to remain recommending a chancel search and or chancel repair liability policy.
Are there any apps to assist me to identify a Thames Ditton solicitor on the Halifax conveyancing panel? I am a keen cyclist and am willing to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the tool on this website. Please pick a mortgage company and your location and you will see a number of Thames Ditton conveyancing lawyers based on proximity. We have detailed some Thames Ditton conveyancing firms towards the end of this page and you can ring them to see if they are on the Halifax approved list
In my capacity as executor for the will of my uncle I am selling a residence in Newport but reside in Thames Ditton. My lawyer (based 260 kilometers awayrequires that I sign a stat dec prior to completion. Can you recommend a conveyancing lawyer in Thames Ditton who can witness and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Thames Ditton based