My wife and I are looking to purchase a flat in Winsford and are in fact using a Winsford conveyancing firm. Within the past 48 hours our solicitor has sent a preliminary report and documents to look through with a view to exchanging next week. Halifax have this evening contacted us to advise us that there is now an issue as our Winsford lawyer is not on their conveyancing panel. Is this a problem?
Where you are buying a property requiring a mortgage it is normal for the purchasers' lawyers to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel as you are at liberty to use your preferred Winsford lawyers, in which case your legal fees may increase, and it may delay matters as you are adding another lawyer into the mix.
Do the conveyancing practitioners to be found on your site conduct auction conveyancing in Winsford?
We know of a number of auction practitioners we can put you in touch with those who can conduct auction conveyancing. Winsford is one of hundreds of locations in which our lawyers have a presence.
Due to the advice of my in-laws I had a survey completed on a property in Winsford prior to retaining solicitors. I have been told that there is a flying freehold element to the house. The surveyor has said that some banks will refuse to give a mortgage on such a property.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Winsford. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to find a conveyancing solicitor for sale conveyancing in Winsford. I have stumble upon a web site which appears to be the perfect solution If there is a chance to get all this stuff completed via web that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My brother-in-law has suggested I instruct a conveyancing solicitor in Winsford. I I would like to check if they are listed on the lender's approved list of lawyers. Could you assist?
One option is to call the lawyer to enquire if they are on the bank's approved list. If that does not help call us and we can make some checks for you. If they are not on the bank panel we can certainly arrange a reputable conveyancing solicitor in Winsford on the approved list for your lender.