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approved by GenH
Ready to buy a new home? Failing to check that a lawyer is on the GenH list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Gen H Conveyancing Panel? How can my firm be reinstated onto the Gen H Conveyancing Panel?Find an Approved Solicitor on the Gen H Conveyancing Panel
Q and A’s regarding the Gen H Solicitor Panel
A lawyer I had intended to instruct on a purchase said he will levy higher legal fees if my mortgage is with Gen H because of their unusual legal requirements. Will I regret using Gen H? Is Gen H conveyancing so much more difficult?
Gen H conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the Gen H conveyancing panel. If they are not, this does add further risk of delay as Gen H will appoint their own solicitors to look after their interest.
I am buying a new build apartment and my solicitor is telling me that she has to disclose incentives from the developer as her practice is on the Gen H conveyancing panel. I am under pressure to exchange contracts and I have no desire to prolong deal. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Gen H approved panel is to comply with the CML Handbook requirements (last updated for this lender on Gen H). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am planning to acquire a flat and need a conveyancing solicitor in Leeds who is on the Gen H approved. Can you recommend a local conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Gen H . We don’t recommend any particular firm.
My grandfather passed away six months ago and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Gen H , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Gen H will insist on your using a conveyancer on the Gen H conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Gen H conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Gen H mortgage is registered as a charge at the Land Registry.
Are all Conveyancing Quality Solicitors on the Gen H conveyancing panel?
Some major banks and building societies now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
When it comes to mortgage companies such as Gen H do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have today made my last payment due on mortgage with Gen H. I assume I don't need a solicitor on the Gen H panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Gen H mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Gen H mortgage from the register. Gen H,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Gen H has sent the Land Registry the discharge electronically, and
the Gen H has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Gen H mortgage has been paid off.
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Transfer of Equity for Gen HPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors