Is there a search tool that I can use to find out if the solicitor handling my conveyancing in Deepcar is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Accord Mortgages Ltd thus paying £187.00 plus VAT in additional conveyancing fees.

Please do make the most of the search tool on this page. Please choose the mortgage company and type ‘Deepcar’ or your preferred area and you will discover a number of lawyer based in Deepcar or nearest you.

Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who dealt with the conveyancing in Deepcar 10 years ago are no longer around. What are my next steps?

Assuming the title is registered the details of your ownership will be evidenced by the Land Registry with a Title Number. It is possible to perform a search at the Land Registry, identify your property and secure current copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be retrieved for a small fee.

My father-in-law has suggested that I use his conveyancing solicitors in Deepcar. Should I use them?

There are no two ways about it the ideal way to select a conveyancing lawyer is to get guidance from friends or family who have actually previously instructed the solicitor that you are contemplating using.

Having had my offer accepted I require leasehold conveyancing in Deepcar. Before diving in I require certainty as to the number of years remaining on the lease.

Assuming the lease is registered - and most are in Deepcar - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Deepcar - Examples of Questions you should consider before buying

Is there a share of the freehold? If a Deepcar lease has no more than eighty years it will affect the value of the apartment. Check with your lender that they are happy with the length of the lease. A short lease means that you will most likely require a lease extension at some point and it is worth finding out what this would cost. Remember, in most cases you will be be obliged to have been the owner of the property for a couple of years in order to be entitled to carry out a lease extension.

I pay a maintenance fee for my first floor flat in Deepcar. Due to losing my job and other issues I fell into arrears with payments. I negotiated a clearance schedule but there remains in the region of £3000 outstanding at the current time.

I want to dispose of the property and I am worried this will jeopardize the sale if I have to settle the amount due first. Do I have to settle before - is this achievable?

Do speak with the lawyer handling your Deepcar conveyancing but it may be possible to arrange for the debt to be passed to the purchasers. The final price payable would be adjusted to reflect the amount of debt they take on. They could then discharge the arrears after completion of the sale.