My wife and I are intent on purchasing a leasehold flat in Durrington. My Solicitor has never been on on the bank conveyancing panel. Am I still permitted to continue with my Durrington conveyancing solicitor even though they are excluded from the mortgage company approved list?

You have a couple of alternatives available to you here

• Carry on with your existing Durrington property lawyer but your lender will need to instruct a property lawyer from their conveyancing panel. This will result in additional fees and likely frustration.
• Appoint a fresh conveyancer to conduct the conveyancing, making sure they are on the lender conveyancing panel.
• Convince your solicitor to seek to join the lender panel

We see that you have a search directory identifying firms on the Barclays conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Durrington?

We are a listing service only for law firms wishing to communicate if they are on the Barclays conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Durrington.

I am buying a new build flat in Durrington. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Durrington

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Please confirm the Lease plans are surveyor prepared.

I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Durrington is where the house is located. Is there any advice you can give?

Flying freeholds in Durrington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Durrington you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Durrington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am hoping to put an offer on a small detached house that appears to be perfect, at a reasonable price which is making it more attractive. I have just been informed that the title is leasehold rather than freehold. I am assuming that there are issues purchasing a house with a leasehold title in Durrington. Conveyancing advisers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Durrington ?

Most houses in Durrington are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Durrington so you should seriously consider shopping around for a Durrington conveyancing solicitor and check that they are used to transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease comes with conditions such as obtaining the freeholder’sconsent to carry out changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your solicitor should report to you on the legal implications.