Do all mortgage companies provide you with an approved list of Ludgershall conveyancing solicitors? How do you know who is on the Clydesdale conveyancing panel?

Ludgershall conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.

Have purchased a a terraced house in Ludgershall , how long should it take for the Land Registry to deal with the formalities evidencing my proprietorship? My Ludgershall conveyancing solicitor has been painfully slow, so I want to be certain the post completion formalities are dealt with.

There is nothing unique when it comes to conveyancing in Ludgershall registration formalities. Rather than based on location, timescales can vary subject to who lodges the application, whether it is in order and whether the Land registry communicate with any interested parties. As of today roughly three quarters of such applications are fully dealt with in less than three weeks but some can be subject to extensive delays. Historically registration occurs once the new owner is living at the premises therefore 'speed' is not always top priority but if it is urgent that the the registration takes place urgently then you or your solicitor can communicate with the Registry to express the reasoning for an expedited registration.

I have been on the look out for a flat up to £195,000 and found one round the corner in Ludgershall I like with amenity areas and railway links in the vicinity, however it only has 49 years unexpired on the lease. There is not much else in Ludgershall suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

If you require a mortgage that many years will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.

There are only 72 years left on my lease in Ludgershall. I need to get lease extension but my landlord is missing. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. You will be obliged to demonstrate that you have made all reasonable attempts to find the freeholder. On the whole an enquiry agent should be helpful to conduct investigations and prepare an expert document which can be used as proof that the landlord can not be located. It is advisable to get professional help from a property lawyer in relation to investigating the landlord’s disappearance and the vesting order request to the County Court overseeing Ludgershall.

Leasehold Conveyancing in Ludgershall - Examples of Queries Prior to Purchasing

Are any of leasehold owners in dispute over their service charge payments? What is the yearly service fee and ground rent?

I have just appointed agents to market my basement apartment in Ludgershall.Conveyancing is yet to be initiated but I have just had a half-yearly service charge invoice – should I leave it to the buyer to sort out?

Your conveyancing lawyer is likely to suggest that you should pay the service charge as usual as all ground rent and service charges will be allottedas part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process