I can't travel far from Old Stratford. I would like to know the understand why all Old Stratford conveyancers aren't included on all bank panels?
As inequitable as it may seem for lenders to limit who can act for them, from the public’s or lawyer’s point of view, the the contrary view is that lenders are becoming ever more anxious and feel it vital to protect them against illegal activities. As a result of this concern mortgage companies are limiting their panel of approved conveyancing lawyers to a manageable size.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Old Stratford. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 7/5/2024, the requirements read as follows :
I am assisting my mother sell her house in Old Stratford. Does the conveyancing solicitor order the energy assessment or it is for the owner to see to?
After the abolition of HIPs, EPC’s became a mandatory component of moving house. An energy assessment needs to be to hand in advance of the property being put on the market. This is not a task that solicitors ordinarily organise. If you are using a Old Stratford conveyancing practitioner they may be willing to arrange energy performance certificates given their contacts with long established Old Stratford providers
We are aiming to move home in June. Will my conveyancing solicitor update the removal company on the day of completion. As an aside, can you recommend a removal company in Old Stratford. Conveyancing firm was organised before I stumbled across this site.
On the afternoon of completion you can pick up the keys from your property agent however this should only occur when the sellers conveyancers inform the agent that the monies to complete are in and the keys can be passed over. You can advise the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can assist you in locating a conveyancing in Old Stratford or a lawyer with expertise in conveyancing in Old Stratford.
I have instructed a Old Stratford property lawyer having checked that they are on the HSBC conveyancing panel. Does my lawyer arrange the survey of the property?
HSBC will need an independent valuation of the property. Your lawyer will not arrange this. Usually HSBC will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Old Stratford postcode. As you are getting a mortgage with HSBC, you could contact them to see if they have a list of approved surveyors in Old Stratford.
I used Wolstenholmes a few years past for my conveyancing in Old Stratford. I now require my file but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Old Stratford of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Am I best advised to use a Old Stratford conveyancing practitioner who is local to the property I am buying? I have an old university friend who can execute the conveyancing but they are based 300miles away.
The primary upside of using a local Old Stratford conveyancing practice is that you can visit the firm to sign paperwork, deliver your ID and apply pressure on them if necessary. Having local Old Stratford know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and the majority were impressed that must trump using an unfamiliar Old Stratford conveyancing lawyer just because they are local.