We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather appoint a Shinfield and Arborfield based conveyancing firm?

Do check but the the probability is that allocate you one of their panel solicitors if you want the "fee-free" offer. Contact the bank and check if they make available a cash alternative. In the past a few lenders offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Shinfield and Arborfield.

My wife and I have a 4 bedroom Georgian property in Shinfield and Arborfield. Conveyancing solicitor represented me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??

You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shinfield and Arborfield and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing lawyer who carried out the work.

I'm remortgaging my primary property to a BTL loan with Barclays Direct and I will use the rest of the raised equity as a down payment on further house. The location we are talking about is Shinfield and Arborfield. Will your lawyers be able to act for both sets of banks and link together the transactions?

Do use our comparison tool on this site to be sure that the conveyancers are on the relevant lender panels. On the basis that they are your conveyancer will be able to connect the two deals but you should have a chat with you conveyancer and make clear your expectations and needs.

Can you provide any advice for leasehold conveyancing in Shinfield and Arborfield from the point of view of expediting the sale process?

• A significant proportion of the delay in leasehold conveyancing in Shinfield and Arborfield can be bypassed where you appoint lawyers the minute your agents start marketing the property and ask them to put together the leasehold information which will be required by the purchasers’ representatives.
If you are supposed to have a share in the freehold, you should make sure that you hold the original share certificate. Arranging a re-issued share certificate can be a time consuming process and slows down many a Shinfield and Arborfield conveyancing transaction. Where a duplicate share certificate is necessary, you should approach the company officers or managing agents (where relevant) for this sooner rather than later. A minority of Shinfield and Arborfield leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, you should place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. Any bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their solicitors. The majority of freeholders or Management Companies in Shinfield and Arborfield charge for supplying management packs for a leasehold property. You or your lawyers should discover the fee that they propose to charge. The management pack can be applied for as soon as you have a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most frequent cause of frustration in leasehold conveyancing in Shinfield and Arborfield. If you have had conflict with your landlord or managing agents it is very important that these are resolved before the property is marketed. The purchasers and their solicitors will be reluctant to purchase a property where there is an ongoing dispute. You may have to bite the bullet and discharge any arrears of service charge or settle the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as historic as opposed to unsettled.

I bought a basement flat in Shinfield and Arborfield, conveyancing formalities finalised August 2011. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding properties in Shinfield and Arborfield with a long lease are worth £206,000. The average or mid-range amount of ground rent is £45 invoiced every year. The lease comes to an end on 21st October 2090

You have 66 years unexpired we estimate the price of your lease extension to range between £12,400 and £14,200 plus plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first getting professional advice.

Me and my wife are disposing of a Shinfield and Arborfield house left to us 8 years ago in 2011. I have over a decades worth of conveyancing experience and, although retired, intend to do the conveyancing. The purchaser's solicitor has informed me that their bank will not allow us to do our own conveyancing requiring the funds to be transferred to a solicitor's bank account.

Mortgage instructions to lawyers from all CML members state that If the vendor does not have legal representation the buyer’s lawyers should check whether the bank needs to be informed so that a decision can be made as to whether they are prepared to proceed.