My lawyer in Toton has never been on on the The Royal Bank of Scotland Solicitor Panel. Can I still continue with my prefered solicitor notwithstanding that they are not on the The Royal Bank of Scotland list of approved lawyers?

The limited options open to you here include:

1. Carry on with your preferred Toton solicitors but The Royal Bank of Scotland will need to retain a solicitor on their panel. This will result in additional overall legal fees and cause delays.
2. Choose a new solicitor to to deal with the conveyancing, not forgetting to check they are on the The Royal Bank of Scotland panel

I need some expedited conveyancing in Toton as I am under a deadline to sign on the dotted line inside one month. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?

As you are not getting a home loan you are at free not to do searches although no solicitor would recommend that you don't. With lots of history conveyancing in Toton the following are instances of what can show up and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Railway Schemes,...

I'm buying my first flat in Toton with a loan from Aldermore. The sellers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not to tell my lawyer about the deal as it may jeopardize my mortgage with Aldermore. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking into buying my first house which is in Toton and I am already nervous. I couldn't find anything specific about Toton. Conveyancing will be needed in due course but do you know about the Toton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Toton. In the meantime here are some basic statistics that we found

Due to sign contracts shortly on a ground floor flat in Toton. Conveyancing solicitors have said that they report fully next week. What should I be looking out for?

The report on title for your leasehold conveyancing in Toton should include some of the following:

Information concerning the obligations in the lease to to contribute towards maintenance costs - in relation to the building, and the more general rights a tenant has What options are available to the landlord where you have contravened the provisions of the lease? Repair and maintenance of the flat Whether your lease has a provision for a reserve fund for major works? Will you be prohibited or prevented from having pets in the property?

Toton Leasehold Conveyancing - Examples of Questions you should ask Prior to buying

Make sure you enquire if there is anything that is prohibited in the lease. For example it is fairly common in Toton leases that pets are not allowed in in a block in Toton. If you like the propertyin Toton but your dog can’t live with you then you will be faced hard determination. Does the lease have more than 85 years unexpired? Is the freehold owned jointly by the leaseholders?