I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Abridge. My lender is Bank of Ireland

Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/4/2024, the requirements read as follows :

I am aiming to move property in July. Will my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you put forward a removal company in Abridge. Conveyancing solicitor was chosen prior to coming across this website.

On the afternoon of completion you can collect the house keys from your property agent however this should only take place once the sellers solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. You should inform the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can help you locate a residential property solicitor in Abridge or a lawyer that specialises in conveyancing in Abridge.

I am being told by my conveyancer that absentee landlord insurance is needed on my purchase. What is the level of cover for Abridge conveyancing?

The appropriate level of absentee landlord indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Coventry Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.

Can you point me to a directory of Nottingham panel solicitors in Abridge on the Building Society Association’s Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings visible over the internet. If you are in need of a Abridge property lawyer on the Nottingham please use our tool.

What does a local search tell me concerning the property I am buying in Abridge?

Abridge conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Searches UK The local search is essential in every Abridge conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

Are there restrictive covenants that are commonly picked up during conveyancing in Abridge?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Abridge. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I've recently bought a leasehold property in Abridge. Am I liable to pay service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I am the proprietor of a basement flat in Abridge. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the sum payable for a lease extension?

Absolutely. We are happy to put you in touch with a Abridge conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a Abridge residence is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case related to 2 flats. The unexpired term was 69.26 years.