Do all mortgage companies provide you with an approved list of Abridge conveyancing solicitors? How do you know who is on the Aldermore conveyancing panel?
Abridge conveyancing firms themselves provide us confirmation that they are on the Aldermore conveyancing panel as opposed to being supplied with a list from Aldermore directly.
How does conveyancing in Abridge differ for new build properties?
Most buyers of new build property in Abridge come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Abridge usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Abridge or who has acted in the same development.
We're new on the property ladder - agreed a price, yet the selling agent advised that the vendor will only issue a contract if we appoint the agent's chosen conveyancers as they want a ‘quick sale’. We would rather use a family solicitor who is accustomed to conveyancing in Abridge
It is improbable the owners are behind this. Should the owner desire ‘a quick sale', taking such a hostile approach to a genuine buyer is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you are going to instruct your own,trusted Abridge conveyancing solicitors - not the ones that will give the negotiator at the agency a commission or hit his conveyancing thresholds demanded by head office.
I only have 62 years unexpired on my flat in Abridge. I now wish to get lease extension but my landlord is missing. What should I do?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you have used your best endeavours to find the freeholder. In some cases an enquiry agent may be helpful to carry out a search and prepare an expert document to be accepted by the court as proof that the freeholder is indeed missing. It is wise to seek advice from a conveyancer in relation to devolving into the landlord’s disappearance and the application to the County Court covering Abridge.
I own a first flat in Abridge. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the premium payable for the purchase of the freehold?
Most definitely. We can put you in touch with a Abridge conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Abridge residence is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case was in relation to 2 flats. The number of years remaining on the existing lease(s) was 69.26 years.
Should I stop my mortgage payments with RBS once a completion date for my home sale in Abridge has been agreed?
No, you should keep meeting any mortgage payments to RBS until the mortgage is discharged on completion as part of your Abridge conveyancing.