My mortgage broker has requested my Alderley Edge and Wilmslow law firm’s panel member for the Santander conveyancing panel. Can you suggest how I obtain this. I have contacted my local Alderley Edge and Wilmslow office but they don't know it.
You are best placed to get this information from your Alderley Edge and Wilmslow lawyer . They retain a central record lender panel numbers.
In reviewing consumer advice sites for an affordable lawyer in Alderley Edge and Wilmslow, many say that I should instruct a CQS kitemarked lawyer. Can you explain what CQS is?
Alderley Edge and Wilmslow Conveyancing Quality Scheme solicitors have obtained certification under the Law Society's Scheme (CQS) CQS was brought about to promote high standards in the in the legal transfer of properties. CQS enables buyers and sellers to recognise practices who provide a quality residential conveyancing. Alderley Edge and Wilmslow is one of locations in England and Wales in which accredited firms are based. The conveyancing scheme requires solicitors to undergo a strict assessment, compulsory training, self-reporting, spot checks and annual reviews in order to maintain CQS status. It is available to solicitors and not licensed conveyancers and has the support of the Association of British Insurers.
I have todayfound out that Action Conveyancing have closed. They carried out my conveyancing in Alderley Edge and Wilmslow for a purchase of a freehold house 9 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Alderley Edge and Wilmslow conveyancing specialists.
I'm purchasing a new build house in Alderley Edge and Wilmslow with a mortgage from Santander. The sellers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not inform my solicitor about this side-deal as it would impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been pointed in your direction by a few estate agents in Alderley Edge and Wilmslow to get a quote from a property lawyer on your site. What’s the financial advantage for Estate Agents to recommend your services over and above alternative conveyancing organisations?
We refuse to give any referral fee for pointing buyers and sellers in our direction. We thought it would be too underhand to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.