My wife and I are purchasing a 1 bedroom flat in Aldridge with a mortgage. We wish to retain our Aldridge lawyer, but the bank advise he's not on their "panel". It appears that we have little option but to appoint one of the mortgage company panel solicitors or keep our Aldridge property lawyer and pay for one of their panel lawyers to act for them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Aldridge conveyancing lawyer to apply to be on the conveyancing panel.
How up to date is your search tool for Aldridge conveyancing solicitors on the Clydesdale conveyancing panel? Do Clydesdale send you an updated list?
Aldridge conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
I am helping my aunt sell her property in Aldridge. Will the conveyancing solicitor arrange the energy assessment or it is for me to see to?
Following the abolition of Home Packs, energy performance certificates was left as a required part of selling a house. An energy performance certificate needs to be commissioned before the property is marketed. This is not a task that conveyancers normally arrange. If you are using a Aldridge conveyancing practitioner they might be able to arrange energy performance certificates given their contacts with reputable local energy assessors
We are getting the release of further funds on our mortgage from TSB as we wish to carry out renovations to our home in Aldridge. Are we obliged to select a high street Aldridge solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB do not ordinarily instruct firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB list.
My offer was accepted on a house in Aldridge on 8/3/2019, valuation was booked 4 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
What is different about your site and alternative internet conveyancing brokers for conveyancing in Aldridge?
At this site get a fixed fee quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Aldridge. As opposed to estate agents and brokerage sites we do not operate referral deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the most per referral, not the best value conveyancing in Aldridge
Are there any apps to help search for a Aldridge conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to twentymiles to attend the conveyancer.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Aldridge and you will see a number of lawyer located nearest Aldridge. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.