My wife and I have recently appointed a conveyancing solicitor in Balsall Common. I need to find out if they are on the Bank of Scotland conveyancing panel. Can you advise?
You should e-mail your conveyancer and ask them if they can act for the bank. Otherwise you should call Bank of Scotland who may be able to help.
I am helping my mother sell her flat in Balsall Common. Will the conveyancing solicitor arrange an energy assessment or it is for the seller to see to?
Following the abolition of Home Information Packs, energy performance certificates was left as a compulsory part of moving house. An EPC should be to hand prior to the property being placed on the market. This is not as aspect of the sale process that solicitors normally organise. If you are instructing a Balsall Common conveyancing lawyer they might be willing to arrange EPC’s due to their relationships with long established local providers
I have instructed a Balsall Common conveyancer having checked that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Balsall Common postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Balsall Common.
Our sealed bid on a house in Balsall Common has been accepted, but there is a chain. The owners have offered on a property, however it’s not been accepted yet, and are looking at other properties booked. I have instructed a high street conveyancing solicitor in Balsall Common. What do I do now? At what point should I apply for the mortgage with Santander?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then survey, Balsall Common conveyancing search charges, etc). The first course of action is to check that your property lawyer is on the Santander conveyancing panel. Concerning the subsequent phase this very much dictated by the circumstances of your case, desire for this property and on the state of the market. During a hot market the majority of purchasers will apply for the mortgage with Santander and arrange for the valuation and only if it comes back ok would they pay their property lawyer to move forward with searches.
Just acquired a terraced house in Balsall Common , how long will it take for the Land Registry to deal with the formalities evidencing the transfer to my name? My Balsall Common conveyancing solicitor has been very slow, so I want to be certain the registration is concluded.
As far as conveyancing in Balsall Common is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can differ subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any other persons or bodies. At present roughly 80% of submission are fully addressed in less than three weeks but occasionally there can be extensive delays. Registration occurs once the buyer is living at the property so 'speed' is not typically an essential issue but where it is urgent that the the registration takes place urgently then you or your lawyers can contact the land registry and explain the circumstances.
Due to the encouragement of my in-laws I had a survey completed on a property in Balsall Common prior to instructing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies may not grant a mortgage on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Balsall Common. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Balsall Common to see if the conveyancing will be more expensive.
I have been sourcing a conveyancing practitioner in Balsall Common for my remortgage. Is there any facility to review a solicitor's record with the profession’s regulator?
Anyone can find presented Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after Jan 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.