I am need of leasehold conveyancing for a flat in a relatively new development (five years old) in Balsall Common. 95% of the flats are already sold. Do I need carry out the neighbourhood searches as part of conveyancing in Balsall Common?
You would be putting yourself at risk in refusing to carrying out Balsall Common conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in the strongest possible terms that your solicitor conducts them. If speed and cost are top of your issues you should consider with your conveyancer about the options such as lack of search insurance available to you
My wife and I are buying a property in Balsall Common. It might be a silly question but how we can trust a lawyer? At some point we have to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to mortgage companies such as Yorkshire BS, do Balsall Common conveyancers face a yearly amount to be on the list of approved solicitors?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
The formalities of my remortgage has taken place for my property in Balsall Common. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am looking for a leasehold apartment up to £195,000 and identified one close by in Balsall Common I like with a park and transport links nearby, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Balsall Common for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
In my capacity as executor for the estate of my aunt I am selling a property in Neath but reside in Balsall Common. My conveyancer (based 235 miles awayneeds me to sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Balsall Common who can witness this legal document for me?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Balsall Common based
Can I determine who is the owner of a house in Balsall Common?
As long as the property is registered with HMLR, and you have the specifics of the address of the premises, you will be able to view results from the HM Land Registry of the recorded owner for a fee.