Having been suggested to visit your service we were going to go ahead with a conveyancing solicitor in Balsall Heath listed on your site but have come across some other fee calculations on the internet look less expensive – how come?

You can find many firms of solicitors advertising what appear to be cut price. We would encourage you to think long and hard as to how important this transaction is to you that want to take 'cheap' risks concerning the standard of the conveyancing. Many of them highlight a low fee to tempt you but plant supplemental charges in the fine print..

The Balsall Heath conveyancing firm handling our Balsall Heath conveyancing has spotted a difference when comparing the surveyor’s assumptions in the valuation report and what is in the conveyancing documents. My lawyer has advised that he must check that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s approach correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Are there restrictive covenants that are commonly picked up during conveyancing in Balsall Heath?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Balsall Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in Balsall Heath with the aid of help to buy. The builders would not budge the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not reveal to my solicitor about the extras as it could put at risk my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

If instructed can a conveyancer remove a name from the title of my home in Balsall Heath ?

Extracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer