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Find a Battersea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Battersea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Battersea home move at risk of delay or failure.

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Recently asked questions about conveyancing in Battersea

Can the conveyancing lawyers identified via your search app carry out right to buy conveyancing in Battersea?

We work with a variety of conveyancing practitioners carrying out right to buy transactions Do contact the solicitors listed to obtain a costs illustration.

Completed the sale of my flat in Battersea last August but my buyer keeps whats apping me to say her lawyer needs to hear from mine. What are the post completion sale formalities following completion?

Following your house sale your solicitor is duty bound to deliver the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer must also send confirmation that the home loan has been paid off to the purchasers conveyancers. There is unlikely to be post completion requirements specific conveyancing in Battersea.

About to place a bid on a leasehold apartment in Battersea. The property agents tell me that it is standard for flats in Battersea to have less than 75 years unexpired on the lease. I am obtaining a mortgage with The Mortgage Works. Will the property be mortgageable given that the lease has 70 years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 4/12/2018 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term. Report to the issuing office if the lease term is shorter than that stated within the Offer and has less than 100 years remaining.(There is no requirement to report if the lease term is lower than that stated on the Offer but still has 100 years or more to run, or if the lease term is longer than that stated on the Offer).

NEW BUILD PROPERTIES (includes office conversions)
The following are not acceptable:
- The unexpired lease term on a new build flat is less than 125 years
- The unexpired lease term on a new build house is less than 250 years
- Starting ground rent is more than 0.1% of the property value
The lease must be amended to comply with the above. If not the case cannot proceed. Please advise us where the case cannot proceed.
Ground rents and event fees:
Ground rent and other event fees must be reasonable at all times during the lease term. For example, it is acceptable for ground rent escalation to be linked to RPI (Retail Price Index) or a similar index and where this is the case we do not need to be advised. However, unreasonable multipliers of ground rent will not be permitted, for example, doubling every 5, 10 or 15 years. These must be referred to us and we will advise if our mortgage offer remains valid. If you are unsure as to whether the terms of a lease are unreasonable, please refer the details to us.

My wife and I purchased a 4 bedroom Victorian house in Battersea. Conveyancing practitioner acted for me and The Mortgage Works. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Battersea and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who completed the work.

I opted to have a survey done on a property in Battersea prior to appointing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks will refuse to grant a mortgage on a flying freehold property.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Battersea. Conveyancing may be slightly more expensive based on your lender's requirements.

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Neighbouring Locations

Chelsea
Nine Elms
Battersea
Clapham

Find out more about how flying freehold can affect your the value of a property.