We are purchasing a property in Berwick Upon Tweed. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to send money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

is it true that all Berwick Upon Tweed solicitors on the Kent Reliance conveyancing panel are overseen by the SRA?

As solicitors, in order to be on the Kent Reliance conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do list licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.

I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Berwick Upon Tweed bank branch on numerous occasions and was told they are content with the situation and they will lend. My Berwick Upon Tweed conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

Provided that the conveyancing practitioner is on the mortgage company panel, they must follow the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Berwick Upon Tweed is where the house is located. Can you offer any guidance?

Flying freeholds in Berwick Upon Tweed are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Berwick Upon Tweed you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Berwick Upon Tweed may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I am a sole trader looking to take an assignment of a lease of an office on the high street. Can you recommend solicitors offering competitive charges for non-domestic conveyancing in Berwick Upon Tweed for below £2000?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Berwick Upon Tweed, including the sale and acquisition of businesses as well as simply property. If you are intending to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right solicitor. Regarding the costs these will vary based on the structure and complexity of the proposed transaction. Let us have your contact information or call us so that we can supply you with comprehensive commercial conveyancing calculation.

Having had my offer accepted I require leasehold conveyancing in Berwick Upon Tweed. Before I get started I would like to find out the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and almost all are in Berwick Upon Tweed - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the registered owner of a 2 bed flat in Berwick Upon Tweed, conveyancing was carried out in 1999. How much will my lease extension cost? Equivalent properties in Berwick Upon Tweed with over 90 years remaining are worth £176,000. The ground rent is £50 yearly. The lease terminates on 21st October 2105

With just 80 years unexpired the likely cost is going to range between £8,600 and £9,800 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.

I have today had an offer accepted on an apartment in Berwick Upon Tweed and the estate agent that we are using recommended his lawyer. They quoted nine hundred pounds including VAT and disbursements. Does this sound like a good deal?

You should not rely on 1 quote. One should obtain like-for-like quotes for your conveyancing in Berwick Upon Tweed. Then pick one that you are comfortable with and just as important, is on the approved list of the lender that you are sourcing your mortgage from.